QUICK CASH FOR BIG PLANS

Home Improvements

Upgrade your kitchen, remodel your bathroom, or build an addition – it’s up to you!

Debt Consolidation

Pay off high-interest debt like credit cards and save money on interest.

Large Expenses

Pay tuition, repair your car, or treat yourself to a vacation.

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Get a rate as low as 8.50% APR* with our Home Equity Line of Credit.

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Get started now.

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HELOC features:

APR AS LOW AS PRIME RATE*

Easy online application

Friendly local service & fast decisions

CONVENIENT draw period (borrowing period)

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Meet with us at your convenient local branch, at a time that works for you.

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Easily apply for a loan or open a checking account online.

HELOC features:

APR AS LOW AS PRIME RATE*

CONVENIENT DRAW PERIOD (BORROWING PERIOD)

EASY ONLINE APPLICATION

FRIENDLY LOCAL SERVICE & FAST DECISIONS

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Greater Nevada Mortgage logo

Why Greater Nevada Mortgage?

Founded in 2001, Greater Nevada Mortgage is a wholly owned subsidiary of Greater Nevada Credit Union, a not-for-profit financial institution. GNM offers a variety of home loans to borrowers in Nevada and California, and provides competitive rates, fewer fees, and exceptional local service. Whether you’re a first-time homebuyer, looking to downsize, purchasing a vacation home, or interested in refinancing your mortgage, our friendly team of dedicated consultants will help you find the best loan for your specific situation.

*APR = Annual Percentage Rate. The APR can vary and is based on the Prime Rate plus a margin of 0.00% to 1.50% based on borrower credit rating and other qualifications. The APR is subject to change each month, based on changes to the highest Prime Rate published in the Wall Street Journal “Money Rates” table. Minimum APR is the Prime Rate, maximum APR 18%. Up to 80% CLTV available with credit lines from $25,000 to $250,000 subject to collateral type and borrower qualifications. Fees and closing costs to establish a HELOC generally total between $0 - $1,500 and are paid by the borrower. $75 annual fee beginning on the first anniversary date. $500 pre-payment penalty if the HELOC is closed within 36 months of origination. Rates, terms and conditions are effective as of July 27, 2023, and are subject to change without notice. Loans are available for 1-2 unit, owner-occupied properties in the state of Nevada only. Greater Nevada Credit Union membership is required prior to loan funding. Additional terms and conditions may apply. The interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for Federal income tax purposes. Borrower should consult a tax adviser for further information regarding the deductibility of interest and charges. This is not a credit decision or a commitment to lend. We do business in accordance with the Federal Fair Housing Law and the Equal Opportunity Act, and the California Fair Employment and Housing Act.

451 Eagle Station Ln, Carson City, NV 89701 
(775) 888-6999 | (800) 526-6999
NMLS ID: 279738 | CA ID: 41DBO-61467 | www.nmlsconsumeraccess.org
Equal Housing Lender | Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act

Greater Nevada Mortgage is a credit union service organization (CUSO) of Greater Nevada Credit Union (GNCU). 

© 2024 Greater Nevada Mortgage. All rights reserved.

*APR = Annual Percentage Rate. The APR can vary and is based on the Prime Rate plus a margin of 0.00% to 1.50% based on borrower credit rating and other qualifications. The APR is subject to change each month, based on changes to the highest Prime Rate published in the Wall Street Journal “Money Rates” table. Minimum APR is the Prime Rate, maximum APR 18%. Up to 80% CLTV available with credit lines from $25,000 to $250,000 subject to collateral type and borrower qualifications. Fees and closing costs to establish a HELOC generally total between $0 - $1,500 and are paid by the borrower. $75 annual fee beginning on the first anniversary date. $500 pre-payment penalty if the HELOC is closed within 36 months of origination. Rates, terms and conditions are effective as of May 4, 2023, and are subject to change without notice. Loans are available for 1-2 unit, owner-occupied properties in the state of Nevada only. Greater Nevada Credit Union membership is required prior to loan funding. Additional terms and conditions may apply. The interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for Federal income tax purposes. Borrower should consult a tax adviser for further information regarding the deductibility of interest and charges. This is not a credit decision or a commitment to lend. We do business in accordance with the Federal Fair Housing Law and the Equal Opportunity Act, and the California Fair Employment and Housing Act.

451 Eagle Station Ln, Carson City, NV 89701 
(775) 888-6999 | (800) 526-6999
NMLS ID: 279738 | CA ID: 41DBO-61467 | www.nmlsconsumeraccess.org
Equal Housing Lender | Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act

Greater Nevada Mortgage is a credit union service organization (CUSO) of Greater Nevada Credit Union (GNCU). 

© 2024 Greater Nevada Mortgage. All rights reserved.

Greater Nevada Mortgage logo

Affordable financing for almost anything.

You’ve worked hard for your home. Now, put it to work for you with a home equity line of credit (HELOC) from Greater Nevada Mortgage. Because a HELOC is secured by the equity you’ve built up in your home, it’s an easy way for homeowners to borrow larger amounts, and get a much lower rate, compared to other financing options.

Since it’s a revolving line of credit, you can borrow what you need, when you need it, up to your approved limit, and only pay interest on what you borrow. Our low-rate home equity line is a perfect way to fund your next home improvement project, pay off credit cards, or fund multiple expenses over time.

Money when you need it.

Couple doing home improvements

You’ve worked hard for your home. Now, put it to work for you with a home equity line of credit (HELOC) from Greater Nevada Mortgage. Because a HELOC is secured by the equity you’ve built up in your home, it’s an easy way for homeowners to borrow larger amounts, and get a much lower rate, compared to other financing options.

Since it’s a revolving line of credit, you can borrow what you need, when you need it, up to your approved limit, and only pay interest on what you borrow. Our low-rate home equity line is a perfect way to fund your next home improvement project, pay off credit cards, or fund multiple expenses over time.




More for your money.

Couple doing home improvements together

Love baseball? Greater Nevada members can access ticket discounts, events, and more at Greater Nevada Field, home to the Reno Aces! Plus, you’ll get a nice referral bonus each time you bring a friend or family member to our credit union. 

We also award tens of thousands of dollars in college scholarships each year through our Scholarship Program. 

And, we’ll help you score a great deal on your next vacation with Get Away Today – with a portion of the proceeds going to charity!

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BOOK AN APPOINTMENTASISTENCIA EN ESPAÑOL

Fueling dreams with home equity.

Lindsey and Michael Gay both grew up in the heart of Reno’s River District, and their connection to the community goes back generations. It was important for Lindsey and Michael to keep the family home while making it their own. By using a HELOC from Greater Nevada Mortgage, the Gays were able to renovate Lindsey’s grandparents’ house and turn it into a home base for the next generation.

Couple walking into the door of their new home